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break dave ramsey's rules
Money Talk

How to break Dave Ramsey’s rules and still work towards Financial Independence

26/05/2020 by thethriftyfreckles No Comments
Dave Ramsey is a well-known author and money-management expert who defined the 7 Baby Steps to reach Financial Independence. Some...
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studiomoline

studiomoline
Hi all! Long time no speak…. Where do I begin? S Hi all! Long time no speak…. Where do I begin? So much has changed since my last post! The main thing being i became a mom last October and it’s safe to say my life was turned upside down by a beautiful baby girl. During my pregnancy, I managed to reorganise and streamline my finances: I set up standing orders to saving accounts and all the good things we talk about in the debt free community. Paying off my mortgage is still a goal of mine, but I realised now that I’m on mat leave that I don’t and probably won’t be able to find creative ways to save more when I go back to work… I just don’t have enough free time! And sharing the same post every month with the same standing order amount I send to the mortgage is definitely not interesting for anyone 🙈 But I really need to improve how I organise my life to manage my baby, work, house and life in general, so I have decided to use this account to talk about that and share how I use the printables and digital products I sell on Etsy to achieve a more organised and productive life! This very long post to say I’ll change the name of my account! 😂 I hope you’ll decide to follow me on this journey… 💫 #debtfreecommunityuk #dfc #mortgageoverpayment #mortgagefreeuk #newmum #etsyseller #printables #planners
Yay!✨ I don't know exactly when that happened be Yay!✨ I don't know exactly when that happened because I don't check the numbers daily but I have made over 1000 sales in my Etsy shop⁠
⁠
 I was hoping to reach it by May, which is my 1 year anniversary of opening the shop, but I'm crazy happy to have reached it sooner.⁠
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I still cannot believe I have this side hustle that is profitable, I do in my free time and on my own terms (which means there are weeks I don't do anything), but still makes me money while I sleep.⁠
⁠
#etsyseller #etsysidehustle #makemoneyonetsy #sidehustle #smallbusiness #frugallife #frugal #debtfreegoals #debtfreeliving #debtfreedom⁠
#savemoney #financialpeace #financialhealth #financialfreedom #financialindependence #frugalliving⁠
#ukdebtfreecommunity #debtfree #debtfreecommunity⁠
#debtfreejourneyuk #debtfreejourney
Here are my goals for February.⁠ ⁠ I have been Here are my goals for February.⁠
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I have been very careful to pick something that is achievable, even though it may not push me too much... just a little bit!⁠
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Things are so difficult right now with Covid and the anxiety that comes with it so I have decided to be kind to myself and do baby steps⁠
⁠
let's see if I can achieve them!⁠
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#februarygoals #monthlygoals #debtfreegoals #monthlygoalsupdate #personalimprovement #savingmoneyuk #moneysavinguk #frugal #debtfreeliving #debtfreedom⁠
#savemoney #financialhealth #financialfreedom #budgetingtips #budgeting #ukdebtfreecommunity⁠
#debtfree #debtfreecommunity⁠
#debtfreejourneyuk⁠
#debtfreejourney
January goals update I'm quite pleased with how mu January goals update
I'm quite pleased with how much I have achieved in January, even though motivation has been low low low.
💸I have overpaid £500 which is great given January is a long month
📝 Technically I haven't written a post but someone wrote a guest post for me. Still I published something so I'll take it as a win
📞 I shopped around and found a good deal for my phone, I might do a separate post on it
🤑I made over £1500 revenue in January in my Etsy shop. And the best thing is I didn't work on it at all because as I said motivation was non existent

#sidehustle #makemoney #debtfreecommunity #debtfree #mortgageoverpayment #etsyseller #blogger #debtfreelife #financialindependence
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