About
Money Talk
Simplify your life
    Thrifty Living
    Productivity
Income Reports
Free Resources
Etsy Shop
Contact me
The Thrifty Freckles - Live a happy life on a budget
  • About
  • Money Talk
  • Simplify your life
    • Thrifty Living
    • Productivity
  • Income Reports
  • Free Resources
  • Etsy Shop
  • Contact me
glasses on a beach to show frugal summer ideas
Simplify your life•Thrifty Living

Frugal summer ideas to implement right now

18/07/2020 by thethriftyfreckles No Comments
Summer is definitely the perfect season to be more frugal, that’s why I want to share with you 10 super...
Share:
what is sinking fund
Money Talk

Beginner’s guide to Sinking Funds

19/05/2020 by thethriftyfreckles No Comments
If you’re wondering what is a sinking fund, look no further because I have put together the ultimate guide to...
Share:
Money Talk

Win a shopping voucher with this giveaway – now closed

08/05/2020 by thethriftyfreckles No Comments
Win a shopping voucher with this giveaway! This is an unprecedented time in history and it’s hard for all of...
Share:
how to build an emergency fund with no money
Money Talk

How to build an emergency fund with no money

11/04/2020 by thethriftyfreckles No Comments
Having an emergency fund is extremely important during times of uncertainties, so you may think this is the worst possible...
Share:
how to manage personal finances during quarantine
Money Talk

How to budget during isolation

15/03/2020 by thethriftyfreckles 9 Comments
Have you been wondering how to manage your personal finances during this isolation? With this virus spreading everywhere, we are...
Share:
A holiday to Edinburgh on a budget
Simplify your life•Thrifty Living

Holiday in Ediburgh on a budget

21/01/2020 by thethriftyfreckles No Comments
Visiting Edinburgh on a budget is possible, as the city offers plenty to do and see for free. Edinburgh has...
Share:
5 good reasons to join the library
Simplify your life•Thrifty Living

Five good reasons to join your local library

29/12/2019 by thethriftyfreckles No Comments
There are many good reasons to join your local library. And that is even if you’re not a student or...
Share:
how to get a laptop for £100
Thrifty Living

How to get a brand new laptop for £100

15/12/2019 by thethriftyfreckles No Comments
This post will explain how to buy stuff for less thanks to cashback. I will show you how I got...
Share:
Load more posts

Let’s connect :)

Facebook
Twitter
Pinterest
Instagram

Instagram

thethriftyfreckles

thethriftyfreckles
Finally managed to review my investment return for Finally managed to review my investment return for 2020 and I'm quite pleased with the results, given how bad it was going at the beginning of the year when covid hit the world. Things have since picked up again, and returns have been improving since, with December 16.66%.⁠
⁠
This may not be the highest return you see around, but I don't invest 100% in shares, but in a mixture of shares, bonds and commodities, to reduce the risk associated with shares.⁠
⁠
I use @moneyfarm and they set up and manage a portfolio for me, that they review periodically based on my risk level or changes in the market.⁠
⁠
If you're interested in opening a S&S ISA with them to make the most of the 2020/2021 allowance, you can use my code  MF183260 (#aff) to get £5000 worth of investment managed free of charge for 6 months. ⁠
⁠
I definitely didn't start with £5k so don't worry, but that's the max you can get managed for free, which I find it's a great help at the beginning.⁠
⁠
 #stockandsharesISA #investment #savingmoneyuk #moneysavinguk #frugallife #frugal #minimalism #debtisdumb #debtfreegoals #debtfreeliving #debtfreedom⁠
#savemoney #financialpeace #financialhealth #financialfreedom #financialindependence⁠
#livewithless #frugalliving⁠
#budgetingtips #budgeting #budgetliving #budgetlife #ukdebtfreecommunity⁠
#debtfree #debtfreecommunity⁠
#debtfreejourneyuk⁠
#debtfreejourney
🌟Motivation Monday🌟⁠ ⁠ Just leaving this 🌟Motivation Monday🌟⁠
⁠
Just leaving this one here in case anyone needs it...⁠
⁠
#motivationalquote #motivationmonday #motivational #quote #savingmoneyuk #moneysavinguk #minimalism #debtfreeliving #debtfreedom⁠
#savemoney #financialpeace #financialhealth #financialfreedom #financialindependence #budgetlife #ukdebtfreecommunity⁠
#debtfree #debtfreecommunity⁠
#debtfreejourneyuk⁠
#debtfreejourney
January goals⁠ ⁠ A bit late to post but I have January goals⁠
⁠
A bit late to post but I have been working on these already, I just couldn't be bothered with creating the Instagram post. #lazylife⁠
⁠
So, savings reshuffle is officially over so we're back with reasonable monthly overpayments 😅 So I'd like to save £500... it all depends on how many takeaways we buy, so we'll see!⁠
⁠
I defo want to start blogging again, 2020 killed my motivation but I don't want to give it up, so I want to get back into it... 1 blog post this month should be a reasonable goal.⁠
⁠
My contract is up for renewal in January and I need to shop around. I know it's super important to do it but I honestly dislike the whole process, so by writing it down I hope I will actually do it.⁠
⁠
Ok last goal is a bit of a long shot... in December I made £930 revenue but I don't know if that was the start of a serious growth or just a lucky month. I'll do my best to reach it working on marketing my products on Pinterest and improving my Etsy shop, but I am also aware it is a bit out of my control...⁠
⁠
Fingers crossed!⁠
⁠
 #monthlygoals #debtfreegoals #monthlygoalsupdate #personalimprovement #savingmoneyuk #moneysavinguk #frugal #debtfreeliving #debtfreedom⁠
#savemoney #financialhealth #financialfreedom #budgetingtips #budgeting #ukdebtfreecommunity⁠
#debtfree #debtfreecommunity⁠
#debtfreejourneyuk⁠
#debtfreejourney
🌟Motivation Monday🌟⁠ ⁠ This hit me so mu 🌟Motivation Monday🌟⁠
⁠
This hit me so much today, seeing so many people treating themselves with new things or booking holidays. I have to be my own person and do what's best for me, which means a no spend month or two...
⁠
#motivationalquote #motivationmonday #motivational #quote #savingmoneyuk #moneysavinguk #minimalism #debtfreeliving #debtfreedom⁠
#savemoney #financialpeace #financialhealth #financialfreedom #financialindependence #budgetlife #ukdebtfreecommunity⁠
#debtfree #debtfreecommunity⁠
#debtfreejourneyuk⁠
#debtfreejourney
Load More… Follow on Instagram
Home buyer guide

Recent Posts

  • Etsy side hustle – make money when you sleep!
  • One Thing a Day Method – the secret to getting stuff done
  • Free OneNote Template – 2020/2021 Calendar
  • Frugal summer ideas to implement right now
  • May 2020 Income Report

Archives

  • September 2020
  • August 2020
  • July 2020
  • June 2020
  • May 2020
  • April 2020
  • March 2020
  • February 2020
  • January 2020
  • December 2019
  • November 2019

Categories

  • Money Talk
  • Productivity
  • Side Hustle Income Report
  • Simplify your life
  • Thrifty Living

Tags

additional income be more organized budget budgeting busy people buying a house chris bailey cleaning etsy shop extra income extra money finance first time buyer freebie free onenote template free printable frugal life giveaway homebuyer house house management income income report make money make money online matched betting money onenote one thing a day method organization productivity productivity project receipt scanning apps save save money savings side hustle side hustling simplify your life sinking fund spring cleaning survey apps thrifty lifestyle trello trello board

Copyright © 2020 The Thrifty Freckles | The small print
Wordpress theme Lavander was made with love by Premiumcoding
This website uses cookies to improve your experience. We'll assume you're ok with this, but you can opt-out if you wish. Cookie settingsACCEPT
Privacy & Cookies Policy

Privacy Overview

This website uses cookies to improve your experience while you navigate through the website. Out of these cookies, the cookies that are categorized as necessary are stored on your browser as they are essential for the working of basic functionalities of the website. We also use third-party cookies that help us analyze and understand how you use this website. These cookies will be stored in your browser only with your consent. You also have the option to opt-out of these cookies. But opting out of some of these cookies may have an effect on your browsing experience.
Necessary
Always Enabled

Necessary cookies are absolutely essential for the website to function properly. This category only includes cookies that ensures basic functionalities and security features of the website. These cookies do not store any personal information.

Non-necessary

Any cookies that may not be particularly necessary for the website to function and is used specifically to collect user personal data via analytics, ads, other embedded contents are termed as non-necessary cookies. It is mandatory to procure user consent prior to running these cookies on your website.